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Federal loan limits, county by county.

County-level FHA and conforming loan limits compiled directly from HUD and FHFA files, plus planning calculators. Every figure names the agency, dataset and year it came from.

CY2026 Showing the 2026 HUD dataset, effective 2026-01-01. Figures change only when HUD publishes a new file.

FHA Loan Limits

HUD forward mortgage limits for 3,235 counties — the cap on what FHA will insure.

Check FHA limits →

Conforming Loan Limits

FHFA ceilings that determine when a loan becomes a Jumbo.

Check conventional caps →
Counties covered

3,235

States & territories

56

Dataset year

2026 HUD · 2026 FHFA

Calculators marked “coming soon” are part of the planned architecture and are not published yet.